As if there was just ONE problem LOL…Dental Insurance gets more confusing every year. The main thing to remember is that insurance companies are in business to make money. That means they have to take in more money than they pay out. One of the biggest ways of doing this is by delaying payment. Let me give you a couple real-life examples.
A patient came in for some fillings in November of 2017. Claim was submitted electronically the next day. Legally, insurance companies have 30 days to pay a claim so twice a month, we print a report and call on any claims that are over 30 days. On this particular claim, insurance said that they did receive it and payment was sent. I waited another two weeks but no check showed up (1st delay). I called again and was told that I would have to wait 30 days from the date the check was issued to place a check tracer on it (2nd delay). I called a third time to get a check tracer placed. I was told they would have an answer for me in 7-10 business days (3rd delay). I called 2 weeks later and “no record” of me calling was noted from the previous calls; no check tracer was placed on the check (4th delay). I won’t bore you with the blatant neglect from this insurance company, but it is now January of 2019 and payment has still not been received. HOURS of salary were paid to our employees for a claim that should’ve been handled in 30 days!
Another problem we see continually is when an insurance company gives us a breakdown of patient benefits, and it says a particular code is a covered benefit. The patient has the treatment done, and the claim is denied (1st delay). More supportive information is sent to insurance for an appeal and they say it’s never been received (2nd delay). We send the information again and receive a 2nd denial on the appeal (3rd delay). We get the patient involved who calls the insurance company and is either told, 1- we never received an appeal from your dentist, or 2-the claim has now been re-reviewed and is in processing. Months it takes to play these games with your insurance. Two years ago, one company got so bad that we had to drop our “in-network” status!
Did you know that even with a preauthorization for treatment, they can still deny a claim?!? Being in this business for the last 25 years, I have seen a drastic change in coverage and not in a good way. The reason we buy insurance is to avoid paying thousands of dollars when a serious dental problem occurs. The company protects itself by setting deductibles, exclusions, waiting periods, and annual maximums that limit your coverage so much, you still pay most of the fees for any significant problem. As if that isn’t bad enough, the company counts on 30-40% of those who pay for coverage to not use any of it! Worse than that, most of their policy holders do not use their entire benefit (that they paid for). Since your premium cost is hidden in your payroll deduction, you do not even realize you are losing even more of your money!
That is why here at Summit Dental we offer our own membership plan that helps you keep regular appointments and catch little things before they become big things. We also offer financing plans to help you afford the care you deserve. Give our office a call to discuss which plan is the right plan for you.
Holly



Everyone knows you should floss once a day, but not everyone knows how to floss properly. Here are some step by step instructions and tips for using dental floss and a water pik.
When you have an efficient, stream-lined, great experience at Summit Dental, it is because of the diligent efforts of our two amazing assistants, Fred and Jen! They are pros at the behind-the-scenes details you don’t even realize go into a making a dental appointment seem routine. From sterilizing equipment and cleaning rooms, to giving you post-op instructions, these two do it all. Here are some of the reasons we want to point a spotlight on our assistants during National Dental Assistants Recognition Week 2018!
It’s February and of course that means
We are so excited to have our new assistant Jennifer! Anyone who runs a business knows how important it is to find the right fit professionally and personally. Here at Summit Dental, we cultivate a passionate, sincere team and Jennifer fits right in. She loves dentistry and educating patients about having a healthy mouth. Always a team player, she is willing to jump in and help out wherever needed. We look forward to a great year with a fabulous team!
2018 is shaping up to be a year of continuing education………. again! For some time now, I have wanted to gain more training in implants. Recently I was made aware of some great courses that will be held in my own backyard of Las Vegas! The implant company Implant Direct has a series of courses that a dentist can take over 2 years. You pay a one-time tuition fee for their “passport” and you get to attend as many courses as possible in that period. This turned out to be an answer to one of my problems! I really have been wanting to get some comprehensive implant training but many of the courses are held out of the state and require heavy time (and financial) commitments. Having a national company like Implant Direct supply those courses locally will allow me to get that training next year and still have plenty of balance and family time. After all, that is one of the reasons many of us became dentists! Of course, I want to immerse myself in dentistry and become a great clinician, but I won’t do it at the expense of being a workaholic and missing a lot of family time!
We have been blessed with another successful year in treating the wonderful people of Las Vegas (and a few who have traveled from Utah and Reno to see us!). We wanted to reflect for a couple of minutes on what we are thankful for during this holiday season.
Last week I had the opportunity of attending the Dentsply-Sirona World 2017 here in Las Vegas. As many of you know, my identical twin brother is a dentist (the one on the left of the photo) as well and we were able to “nerd out” together for 3 straight days! This was nothing new for us as we talk almost daily about dentistry to each other over the phone.


Poor oral health not only effects the look of our smile but also our self-confidence, often our success, and even our relationships, not to mention our general health as well. Research is continuing to show a correlation between poor oral health and serious health problems such as diabetes, heart disease, and premature low birthweight babies, among others. Prevention is ideal and these five tips can make all the difference.
Sometimes I feel a little out of place in the big city of Las Vegas. My vision for Summit Dental involves our practice experiencing the types of relationships you might get in a small town dental office. This type of office, to me, seems to be the best way to find fulfillment and enjoyment in doing dentistry each day. Las Vegas may not seem like the most obvious place to seek this type of practice, but maybe we can break the mold and create something that people in the big city aren’t expecting to find.
Happy Holidays! What a wonderful year we have had here at Summit Dental. The road has been long with even a few bumps along the way, but it has been worth it to see what Summit Dental has become. I started this journey 7 ½ years ago when Dr. Peers decided to open his own office, away from corporate, where he could treat patients as people and even friends. Opening a brand new start-up business is not an easy task in any economy, but we knew that if we treated people with respect, listened to their concerns about what was important to them, and helped them achieve a high level of dental hygiene, we could create an amazing place to come to work in and be proud of.
At Summit Dental we have a soft spot for Veterans Day. This year we will be open on Veteran’s Day and I look forward to treating some of our favorite veteran patients!
On behalf of the Summit Dental team we would like to welcome you to our brand-new website! It has been a true labor of love, and we have tried to make it as user friendly as possible. We want our new and current patients to quickly and easily see the fun and professional personality of our office!